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Scottish Mum abandoned for 6 years and left to pay husband’s debt after he flees the country

Scottish Mum abandoned for 6 years and left to pay husband’s debt after he flees the country

Morag McNeil Koussa wants a divorce. That is an understatement.

The Scottish-born former restaurateur and elite flight staff for Emirates Airlines and Royal flights met her Lebanese-American husband a few years after relocating to the UAE. They moved to Lebanon briefly, but returned to Dubai where her husband was running a moderately successful engineering company. Morag left her job and, for the next two decades, she devoted herself to raising the couple’s three children.

Morag noticed that her husband was indulging in a lavish lifestyle which she felt was beyond their means; he treated himself to expensive sports cars and seemed to relish the luxurious life of the prototypical Dubai businessman. Even though she suspected his fidelity at times, he was a decent provider, and maintaining her family meant everything to her. He was a charming and persuasive man, and Morag would not discover until much later how dangerous his manipulativeness could be.

His company was hit, like so many other small businesses in the UAE, by the Global Financial Crisis of 2008-2009, and within a couple of years, he was struggling to stay solvent. His Emirati business partner refused to act as guarantor for his line of credit, which meant that he would have to surrender his passport to the authorities to ensure he would not flee his mounting debt obligations. His solution? He brought Morag with him to Dubai Courts, vaguely explaining that he had to sort out some paperwork, and then suddenly told her that the only way they could resolve the debt issues was for her to sign a set of Arabic language documents and submit them to the authorities. Morag then signed the papers, unknowingly taking on the responsibility as a guarantor for her husband’s line of credit. He left the country the same day and never came back.

Once Morag signed the papers, her passport was confiscated. Before departing, he assured her that he had enough money in a Lebanese bank account to cover the debts, and as soon as he arrived, he would transfer the funds. She never heard from him again, and found herself liable for a debt of $160,000, with no income, no savings, and no right to even work to earn the money being demanded of her.